Financial Advice
Financial Advice and Support
Derbyshire Direct Cremations
Losing a loved one is an emotionally challenging time, and managing the financial aspects of a funeral can feel overwhelming. Understanding the support available in Derbyshire can help ease some of the burden. Below is a guide to government support, charitable assistance, and local resources for families.
1. Bereavement Support Payment
A government benefit for individuals who have lost a spouse or civil partner. It provides a lump sum followed by monthly payments, depending on your circumstances.
Eligibility:
- Under State Pension age
- Your partner must have paid National Insurance contributions for at least 25 weeks
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Apply online: Funeral Expenses Payment
2. Funeral Expenses Payment
If you are on a low income or receiving certain benefits, the Funeral Expenses Payment may help cover funeral costs, including cremation fees, death certificates, and travel expenses.
Eligibility:
- Responsible for funeral costs
- Receiving benefits such as Universal Credit, Income Support, or Housing Benefit
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Apply online: Funeral Expenses Payment
3. Pension Credit Bereavement Payment
If you or your partner were receiving Pension Credit, you may qualify for additional financial support after a partner’s death, including a one-off payment or ongoing assistance.
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More information: Pension Credit
4. Charitable Support
Several UK charities provide financial guidance and assistance to those facing difficulties after a bereavement:
MoneyHelper
Free, impartial guidance on money management, debt, and financial planning
5. Local Authority Support
Your local council in Derbyshire may provide additional financial support for funeral costs or emergency grants.
6. Citizens Advice Bureau (CAB)
The CAB provides free, confidential advice on money, legal matters, and financial support following a bereavement.
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Local branches available across Derby, Chesterfield, Matlock, Buxton, Alfreton, and surrounding areas
7. National Bereavement Service
The National Bereavement Service offers free, confidential guidance on all aspects of bereavement, including financial support, wills, and probate.
Seeking Financial Support
It’s important to explore all available options after a loss. Financial support can help with:
- Funeral costs
- Government benefits
- Debt and financial planning
- Charitable support
Derbyshire Direct Cremations
At Derbyshire Direct Cremations, we guide families through funeral arrangements while helping access financial support, ensuring your loved one receives a dignified farewell while easing the practical and financial burden on families.